Understanding Social Security Disability Insurance (SSDI) Claims

What is SSDI?

Social Security Disability Insurance, commonly referred to as SSDI, is a federal program that provides financial assistance to individuals who are unable to work due to a medical condition. The program is designed to help people with disabilities or illnesses that prevent them from engaging in substantial gainful activity (SGA).

Eligibility and Application Process

To be eligible for SSDI benefits, an individual must have worked and paid Social Security taxes for a certain number of years. The application process typically begins by submitting an initial claim to the Social Security Administration (SSA). If the claim is denied, which it often is, the applicant can appeal the decision and request reconsideration or a hearing before an administrative law judge.

Working with a Disability Attorney

It is highly recommended to work with a disability attorney when applying for SSDI benefits. These attorneys have extensive knowledge of the SSA's rules and regulations and can help ensure that your claim is properly prepared and presented. They can also assist in the appeal process if your initial claim is denied.